Loan Types
Equipment Financing
Equipment financing is the use of a loan or lease to purchase or borrow hard assets for your business. Equipment financing refers to a loan used to purchase business-related equipment, such as a restaurant oven, a vehicle, a new operating system, or even a copier scanner. Equipment loans provide for periodic payments that include interest and principal over a fixed term.
For many businesses, equipment is the vital component driving revenues. Equipment could be part of the actual service that your customers use or the source of how your product or service is created. It’s necessary to have the equipment that produces quality expectations, which requires regular replacements, repairs, and upgrades to newer models. These are often very expensive, maybe even the biggest expense for businesses that are dependent on equipment.
Business Line of Credit / Trade Financing
Business Line of Credit / Business Revolving Line of Credit / Unsecured Business Line of Credit – Access to the capital you need, when you need it, on your terms. No Prepayment Penalties, Just Prepayment Discounts, And Access to More Funds.
Most small businesses cross paths with an opportunity presented where they could benefit from having additional capital. Small businesses also often face hardships when they’re required to deviate from their regular budget and forced to cutback on expenses or draw from other revenues. Whether it’s for an unexpected emergency or a profitable opportunity, having a Business Line of Credit allows a company to immediately access funds at their disposal.
Unsecured Working Capital / Factoring
Do you have operational cash needs? Do you have unpaid invoices sitting around? Have you just received a great opportunity out of nowhere? We’ve got you covered. You can use your invoices to get cash now. We can wire the funds into your account quickly, even on the same day you apply!
Fast Cash
Fairly simple and easy approval process
Businesses with invoices that need cash right away
Invoices with 30, 60 or 90-day payment terms are optimal
SBA Loans
The United States Small Business Administration has created 3 different programs for new and small business across America. This enables a business to go through a SBA program to find a solution that fits rather than going through the traditional and typically long drawn out banking process. With the government agreeing to cover a majority of the SBA lending institutions, funding is more easily approved to aid small businesses. SBA Loans provide some of the best rates and longest terms in small business lending.
Term Loans
Whether its running into a growth opportunity or needing capital for a specific equipment or inventory purchase, a small business term loan can help. Our goal is to guide you through your unique financial needs. With little restriction and a much easier process than traditional bank loan, this type of loan can be extremely beneficial to small business owners.
Sometimes your business runs into something unexpected. Maybe business is growing and you need more delivery trucks, or maybe your oven broke down and you need to replace it ASAP. Whatever your challenge is, a term loan can almost instantly increase your capital, allowing you to confidently face it.
Commercial Mortgages
PpleTrust has forged exclusive relationships with banks across the country, so you can obtain the funds you need quickly with limited paperwork.
We are committed to understand the needs of your business and will work side-by-side with you to obtain the financing you need to grow.
PpleTrust is a leader in arranging financing for commercial real estate.
New construction: 1-4 unit construction, multifamily, retail, mixed use, industrial, hospitality
Purchase & refinancing: rate and term, cash out, partner buyout, DIP
Bridge: all asset classes, quick close
Land: entitlement and development, subdivision construction
“We have the best & most affordable options to help you grow your business.”
— P‧PleTrust Team